INFORMATION FOR INSURANCE UNDERWRITING, CLAIM AND PENSIONERS

TATA AGI - LIABILITY TRENDS - AGENCY WEBINAR   https://drive.google.com/file/d/1L3rx155THBh3ui9AE0So9pY9_iT435DF/view?usp=sharing TOTAL SLIDES 14 Nos 1.                    RECENT LIABILITY TRENDS 2.                    COVID - 19 EFFECTS ONLIQUIDITY AND PROFITABILITY OF INDUSTRIES 3.                    IMPACT OF COVID - 19 ON FINANCIAL LINES POLICES 4.                    D & O (DIRECTOR AND OFFICER) AND CLAIM POLI Y EXPOSURE 5.                    CYBER AND PI (PROFESSIONAL INDEMNITY LIABILITY) POLICY EXPOSURE 6.                    EPLI (EMPLOYMENT PRACTICES LIABILITY) POLICY EXPOSURE 7.                    CORONAVIRUS EXCLUSION (SPECIMEN WORDINGS) 8.                    COVID 19 : CASUALITY INSURANCE PERSPECTIVE

TATA AGI - DURATION CLUASE WEBINAR   https://drive.google.com/file/d/1oDdqyJVgv3eO_4X5Vsa0vPS70edESbVr/view?usp=sharing TOTAL 11 SLIDS 1.               AGENDA 2.               DURATION CLAUSE 3.               TERMINATION OF CONTRACT OF CARRIAGE 4.               CHANGE IN DURATION CLAUSE 5.               FREQUENTLY ASKED QUESTIONS 6.               RECAP

TATA AGI INCOTERMS 2010 (11 Nos) AND 2020   https://drive.google.com/file/d/1lxw0VFgCP-pI5BQFKrf02keOvJAisd94/view?usp=sharing TOTAL 45 SLIDES 1.                INCOTERMS 2020 2.               INCOTERMS 2000 AND 2010 3.               SOME TERMS UNDER CONSIDERAION 4.               RULES FOR ANY MODE OF TRANSPORT (INCOTERMS 2010) 5.               EX WORKS 6.               FCA  -  FREE CARRIER AT 7.               CPT  -   CARRIAGE PAID TO 8.               CIP  -   CARRIAGE AND INSURANCE PAID TO 9.               DAT   -  DELIVERED AT TERMINAL 10               DAP  -  DELIVERED AT PLACE 11               DDP  -  DELIVERED DUTY PAID 12               FAS  -  FREE ALONGSIDE SHIP 13               FOB  -  FREE ON BOARD 14               CFR  -  COST AND FREIGHT 15               CIF  -  COST AND INSURANCE AND FREIGHT 16               INCOTERMS 2020 THE CHANGE 17               KEY CHANGE IN INCOTERMS 2020 18               RESPONSIBILITY MATRIX FOR CONTACT OF SALE 19               DIFFERENCE BETWEEEN

YOGESH SHARMA PENSION SHEET 1 https://drive.google.com/file/d/1k9yxFzqm_jfdWmRtlIEN2g1mex91_0fk/view?usp=sharing YOGESH SHAMAR PENSION SHEET NO 2 https://drive.google.com/file/d/10hW7SYN0xAH3tIq1JN2sw2v0SeXSVmeC/view?usp=sharing PENSION AND PENSION COMMUTATION SHEET OF SH YOGESH SHARMA SENIOR ASSISTANT PENSIONER NO 26759 FROM SHARANPUR BRANCH DIVISIONAL OFFICE MUZZAFERNAGAR DEHRADUN REGIONAL OFFICE  ADJUSTMENT AMOUNT OF RS. 1825.16 IN BASIC COLUMN AND RS.  51.94 IN  F.P.A. COLUMN ARE FOR DEDUCTION FROM AUG 21 SALARY FOR  PARTICIPATION IN STRIKE WHICH IS CONSIDERED FOR BOTH  PURPOSES PENSION AND PENSION COMMUTATION AIBEA CIRCULAR ON PENSION CALCULAION (STRIKE CUT) https://drive.google.com/file/d/1vwpr2liqh6AzDtI7kt5o-dQUmV7WjBd0/view?usp=sharing CIRCULAR LETTER NO 28/229/2022/9 DATED 24-03-2022

UNITED DAY CARE TREATMENS AND PROCEDURE LISTS   https://drive.google.com/file/d/1__O-QVFv9GVC--k9Kn7-06daPLxZE50P/view?usp=sharing CIRCULAR IN REGARDS TO DAY CARE TREATMENTS AND PROCEDURE LIST ISSUED BY UNITED INDIA INSURANCAE COMPANY LIMITED CIR REF:-  HO/HEALTH/CIR/15/2021-22 DATED 10 MARCH 2022 428 DAY CARE TREATMENS AND PROCEDURE ARE LISTED AND DEFINED AS "DAY CARE TREATMENTS" UNDER ALL UNITED INDIA HEALTH INSURANCE POLICIES EXCEPT UNI CRITICARE POLICY EXTEND COVERAVGE FOR DAY CARE TREATMENTS  IN THE POLICY WORDINGS

  NATIONAL PARIVAR MEDICAL POLICY PLUS PROSPECTUS https://drive.google.com/file/d/1mP-gCqpJBR5zqSWjMMD8cnKr6Lq3lQWf/view?usp=sharing CONTENTS OF PROSPECTUS PRODUCT COVERAGE MEDICAL SECOND OPINION REINSTATEMENT OF SUM INSURED DUE TO ROAD TRAFFIC ACCIDENT GOOD HEALTH INCENTIVE HOSPITALISATION OPTIONS ELEGIBILITY POLICY PERIOD SUM INSURED ENHANCEMENT OF SUM INSURED DISCOUNTS TAX REBATE BUYING THE POLICY COMPLETION OF PROPOSAL FORM PRE-POLICY CHECK UP PAYMENT OF PREMIUM RENEWAL OF POLICY POLICY DEFINITION EXCLUSIONS POLICY CONDITIONS REDRESSAL OF GRIEVANCE OPTIONAL COVERS DISCLAIMER

STAFF MEDICLAIM CIRCULAR ISSUED BY NEW INDIA   https://drive.google.com/file/d/1pTMJv96IQPM_HguE4AkGZLRfeKnZTAho/view?usp=sharing FACILITY TO DEPOSIT STAFF GROUP MEDICLAIM PREMIUM ON LINE TO RETIREES THROUGH 'RETIREES CORNER' ON NIA PORTAL CIRCULAR DATED 25-03-2022 ISSUED BY NEW INDIA ASSURANCE COMPANY LIMITED GUIDELINES ON PROVISION OF MEDICLAIM PREMIUM PAYMENT FOR RETIRED EMPLOYEES https://drive.google.com/file/d/1v_8kPC6UD_iD6jpc0UN7e1QFYzUtD-QQ/view?usp=sharing LOGING PROCESS SUBMISSION ON OTP PAYMENT STATUS PAYMENT GATEWAY PAGEGS SUCESSFUL PAYMENT SPECIAL NOTES 

NATIONAL STANDARD FIRE AND SPECIAL PERILS POLICY (MATERIAL DAMAGE)   https://drive.google.com/file/d/12y0WGZL-WJTPXhg40mm0P96AgUySHzBb/view?usp=sharing CONTENTS OF POLICY PREAMBLE TWELVE PERILS   FIRE,  LIGHTINING,  EXPLOSION / IMPLOSION,  AIR CRAFT DAMAGE,  ROIT, STRIKE AND MALICIOUS DAMAGE,   STROM, CYCLONE, TYPHOON, TEMPEST, HURRICANE, TORNADO, FLOOD AND INUNDATION,  IMPACT DAMAGE,  SUBSIDENCE AND LAND SLIDE INCLUDING ROCK SLIDE,  BRUSTLING AND / OR OVERFLOWING WATER TANK, APPRATUS AND PIPES,   MISSILE TESTING OPERATION,  LEAKAGE FROM AUTOMATIC SPRINKLER INSTALLATIONS AND  BUSH FIRE   THIRTEEN GENERAL EXCLUSIONS FIFTEEN GENERAL CONDITIONS

  EXTENTION OF LAST DATE OF EXCERCISING OPTION FOR INCLUSION OF LEFT OUT OPTEES UNDER RENEWAL OF STAFF GMC FOR THE YEAR 202-23 https://drive.google.com/file/d/112-Wr1eYTwJH82-XJeh429kElHPC8r85/view?usp=sharing Circular issued by United Insurance HO:HR:GMC:026/22 Dated 23-03-2022 Extension of last date of exercising option for inclusion of left out optees under renewal of Staff GMC for the year 2022-2023 Increase the optional Sum Insured shall be allowed to choose immediately one step higher slab for the optional Sum Insured already chosen NATIONAL CIRCULAR EXTENTION OF LAST DATE AND ONE MORE OPTION https://drive.google.com/file/d/12hGp7rRLwUsrs8r7S27LOyBN6S_qP26j/view?usp=sharing Circular issued by NATIONAL Insurance HO/PERS/06/2022  Dated 24-03-2022 Extension of last date of exercising option for inclusion of left out optees under renewal of Staff GMC for the year 2022-2023 Increase the optional Sum Insured shall be allowed to choose immediately one step higher slab for the optional S

  SHARE'NATIONAL SENIOR CITIZEN MEDICLAIM POLICY (NSCMP) https://docs.google.com/presentation/d/1GdHZs6TASTwk7AwbdS38Lr8e_vztri7s/edit?usp=sharing&ouid=111521631597802488438&rtpof=true&sd=true NATIONAL SENIOR CITIZEN MEDICLAIM POLICY (NSCMP) PREPARED BY       DR  ANSHU SHARMA TOTAL  --  30 SLIDES HEALTH DEPARTMENT  --   DRO-II 1.                       PROPOSER 2.                         ELIGIBILITY 3.                         TYPE OF POLICY 4.                         PLANS 5.                    SUM INSURED (SI) 6.                         ENHANCEMENT OF SUM INSURED 7.                         PRE POLICY CHECK-UP 8.                         BENEFITS AVAILABLE TO PLAN A  AND PLAN B 9.                         TABLE OF BENEFITS 10                         OPTIONAL COVER (ON PAYMENT OF EXTRA PREMIUM) 11                        REINSTATEMENT OF SUM INSURED IF EXHAUSTED DUE TO ROAD                                                 ACCIDENT   (RTA) 12                         MORE BENEF

APPLICATION FORM FOR BENEFIT MEMBERSHIP - NMBS   https://drive.google.com/file/d/1_hq2XGe_EliEwuvo8NwFk9Su577SGIwP/view?usp=sharing LEFT OUT RETIRED  EMPLOYEES  FROM NATIONAL INSURANCE COMPANY LTD WHO WANT TO BECOME A LIFE MEMBER OF NMBS, NOW THEY CAN BECOME A MEMBER A DETAIL CIRCULAR OF NATINSURE MUTUAL BENEFIT SOCIETY FOR YOUR  REFERENCES AS UNDER  NMBS CIRCULAR FOR BENEFIT MEMBERSHIP https://drive.google.com/file/d/1UK8mM2DcNPcBoVW6mli1AMk4N_w2SOGN/view?usp=sharing

UNITED CIRCULAR DATED 21-03-2022 ON FREQUENTLY ASKED 119 QUESTIONS WITH ANSWER IN HEALTH   https://drive.google.com/file/d/1v8ZGARYnJsZh8bYy4RhFmB4fFVCJRWIL/view?usp=sharing INTERPRETATION OF POLICY TERMS AND CONDITIONS : CLARIFICATION  ON 119 VARIOUS QUERIES TEWELVE MODERN TREATMENT METHODS AND ADVANCEMENT IN TECHNOLOGIES (MTMAIN) IN HEALTH POLICIES - INTERPRETATION AND GUILDLINES FOR CLAIM ADJUDICATION

BE(A)WARE - A BOOKLET ON MODUS OPERANDIOF FINANCIAL FRAUDSTERS   https://drive.google.com/file/d/1O8E1qSDdZh53z8BqKfMFHggliJEvQgGW/view?usp=sharing OFFICE OF THE RBI OMBUDSMAN (MUMBAI-II) MAHRASTRA AND GOA PERFACE PART- A MODUS OPERANDI OF FRAUDLENTS TRANSACTIONS-BANK 1.               PHISHING LINKS 2.               VISHING CALLS 3.               FRAUDS USING ONLINE SELLING PLATFORM 4.               FRAUDS DUE TO UNKNOWN / UNVERIFIED MOBILES APPS 5.               ATM CARD SKIMMING 6.               FRAUDS USING SCREEN SHARING APP / REMOTE ACCESS 7.               SIM SWAP / SIM CLONING 8.              FRAUDS BY COMPROMISING CREDENTIALS ON RESULTS THROUGH                                        SEARCH   ENGINES 9.               SCAM THROUGH QR CODE SCAN 10               IMPERSONATING SOCIAL MEDIA 11               JUICE JACKING 12               LOTTERY FRAUDS 13               ON LINE JOB FRAUD PART- B MODUS OPERANDI OF FRAUDULENT TRANSACTIONS - NBFCs 1.               FAKE ADVERTISEMENTS FOR

NATIONAL SUPER TOP-UP MEDICLAIM POLICY   https://docs.google.com/presentation/d/1xeeTyL3_wRF_ipO-1P_vOpIIZTL5DDY9/edit?usp=sharing&ouid=111521631597802488438&rtpof=true&sd=true CONTENTS OF 39 SLIDS PREPARED BY MBRO-III UNDERWRITING GUIDELINES AND COVERAGE 1.          ELEGIBILITY 2.          SUM INSURED AND THRESHOLD 3.          TABLE OF BENEFITS 4.          ENHANCEMENT OF SUM INSURED 5.          HAZARDOUS OR ADVENTURE SPORTS 6.          HIV / AIDS TREATMENT 7.          MORBID OBESITY TREATMENT 8.          MATERNITY 9.          MATERNITY - EXCLUSIONS 10          MODERN TREATMENT 11          CORRECTION OF REFRACTIVE ERROR 12          COVERAGE FOR MENTAL ILLNESS 13          HOSPITAL CASH `4          MIGRATION TO POLICY WITHOUT THRESHOLD 15          GOOD HEALTH INCENTIVE 16          EXCLUSIONS 17          PRE-EXISTING DISEASES 18          SPECIFIED DISEASE / PROCEDURE WAITING PERIOD 19          PERMANENTLY EXCLUDED DISEASES 20          OTHER EXCLUSIONS 21          CLAIM SETTLEM

EMPLOYEES COMPENSATION INSURANCE POLICY   https://drive.google.com/file/d/1EXF_yE-9olHT4ORJVwVcwok6QvKiOtnx/view?usp=sharing CONTENTS OF POLICY 1.               PREAMBLE 2.               DEFINITIONS 3.               EXCLUSIONS 4.               CONDITIONS EC INSURANCE POLICY CIRCULAR HO/TECH/MISC/11-12/OO5 DT 15-02-2012 https://docs.google.com/document/d/1x42EH-Bc6pJqgUnUVRfk93lPwjxbYZGB/edit?usp=sharing&ouid=111521631597802488438&rtpof=true&sd=true EMPLOYEES COMPENSATION REVISED CIRCULAR ABOUT MINIMUM MONTHLY WAGE Rs 15000.00 CIRCULAR REF NO HO/TECH/MISC/2029 DATED 06-01-2020 CIRCUALR REF NO HO MASTER CIRCULAR NO 34/2019-2020 DATED 07-01-2020 REVISION IN UNDERWRITING PROCEDURE ADOPTED IN EMPLOYEE COMPENSATION POLICY:- EFFECTIVE 03-01-2020

NOTICE--- CHECK-OFF EXERCISE 2022   https://drive.google.com/file/d/1yCHn4QuESoJ4huo1_8pAMN2BMaUM3Duo/view?usp=sharing HEAD OFFICE CIRCULAR  OUR REF: HO/PERS:CHECK-OFF 2022 DATED 14-03-2022 ISSUED BY RAVI - GENERAL MANAGER ANNEXURE - A : TERMS AND CONDITIONS FOR CHECK-OFF EXERCISE 2022 https://drive.google.com/file/d/14ExylOrg0-r1BP_XpGPEzGa5gPpsLMpU/view?usp=sharing ANNEXURE- B : APPLICATION FOR  CHECK OFF EXERCISE 2022 https://drive.google.com/file/d/158fhG6UyU8ZVdZzztT4k5tfgq2itugRp/view?usp=sharing APPLICATION CAN BE FILLED  BY GENERAL SECRETARY  ONLY  AND SUBUMMITTED ALONGWITH FOLLOWING DOCUMENTS 1.          ATTESTED COPY OF REGISTRATION CERTIFICATE 2.          ATTESTED COPY OF CONSTITUTION / BYE - LAWS 3          ATTESTED COPY OF THE LAST AUDITED BALANCE SHEET OF UNION /                                  ASSOCIATION / WELFARE - GROUP ANNEXURE - C : IRREVOCABLE LETTER OF AUTHORIZATION https://drive.google.com/file/d/1-hL_oWgjdY09ws0MZv7Lntk_EeLCxPeH/view?usp=sharing FOR MEMBERSHIP

LOCK AND KEY PROTECT ADD ON UNDERWRITING GUIDE https://drive.google.com/file/d/1vPGQpHzGjgRKUbrjQMcx_jDyloZP3e79/view?usp=sharing CONTENTS 1.  INTRODUCTION    2.   SALIENT FEATURE     3.   UNDERWRITING    4.    RATES LOCK AND KEY PROTECT ADD-ON PRIVATE CAR POLICY https://drive.google.com/file/d/1atnOgDuheLIII7Y52ZnsJ-YcMrBE4598/view?usp=sharing CONTENTS 1,  OPERATIVE CLAUSE,  2.  DEFINITIONS,   3.  EXCLUSIONS,   4.  CONDITIONS,                 5.  REDRESSAL OF GRIEVANCE LOCK AND KEY PROTECT ADD-ON CUSTMER INFORMATION SHEET https://drive.google.com/file/d/1oLsCy7xUjIfWW3Rk1uYeFyonHjX5ZjGF/view?usp=sharing LOCK AND KEY PROTECT ADD-ON PROPOSAL FORM PRIVATE CAR https://drive.google.com/file/d/1S8b7dbHEO9_NC-CqjAPslVKHinZgYm8R/view?usp=sharing CONTENTS 1.  PRODUCT NAME   2.  WHAT AM I COVERED FOR   3.  WHAT ARE THE MAJOR                    EXCLUSIONS IN THE POLICY   4.  PAYMENT BASIS   5.  DEDUCTIBLE                                  6.  CANCELLATION   7.  CLAIMS   8.  ELEGIBILITY   9.  DISC

BLOG IS IN THREE PARTS, KINDLY CLICK THE ALL LINK  TO HAVE ALL INFORMATION ABOUT NATIONAL MEDICLAIM POLICY NATIONAL MEDICLAIM POLICY PROSPECTUS   https://drive.google.com/file/d/19OC8S3t62i2rLtqT6t_Mn6VJIRMO2qgM/view?usp=sharing CONTENTS OF PROSPECTUS 1          PRODUCTS                     1     NATIONAL MEDICLAIM POLICY                    2     COVERAGE --   SUB LIMITS                    3     TERMS  --  SPECIFIC                    4     OTHER BENEFITS                    5     GOOD HEALTH INCENTIVE                    6     HOSPITALISATION OPTIONS 2          TYPE OF POLICY 3          DEFINITIONS 4          WAITING PERIOD 5          PERMANENT EXCLUSIONS   6          CONDITIONS 7          REDRESSALS OF GRIEVANCE 8          DISCLAIMER     NATIONAL MEDICLAIM POLICY (BRIEFS) https://drive.google.com/file/d/1KU5SwYJUK_4VUTkrk3AnEJKGbVrzJEBA/view?usp=sharing   CONTENTS OF POLICY 1          RECITAL CLAUSE 2          OPERATIVE CLAUSE 3          TERMS SPECIFIC 4          WAITING PERIOD 5   

TRAFFIC ACCIDENT POLICY   https://drive.google.com/file/d/1hF4zWsCLVskhPGI4LHlN8M4AEKdYDIUe/view?usp=sharing CONTENTS OF POLICY 1     RECITAL CLAUSES 2     OPERATIVE CLAUSES 3     COVERAGE          A                PERSONAL ACCIDENT          B                MEDICAL EXPENSES 4     DEFINITION 5     EXCLUSIONS APPLICABLE TO ALL THE SECTIONS 6     CONDITIONS APPLICABLE TO ALL THE SECTIONS 7     REDRESSAL OF GRIEVANCE

FINANCIAL STANDING ORDER DEC 2019 NATIONAL   https://drive.google.com/file/d/1Eae8bDCoos5-30mqEeJkRng_R_6QmtM5/view?usp=sharing CHAPTER - 1 1     APPLICABILITY AND DATE OF COMMENCEMENT 2     DEFINITION 3     EXTENT OF AUTHORITY 4     EXERCISE OF POWERS 5     ENHANCEMENT OF POWERS 6     PRECAUTIONS IN EXERISE OF POWERS 7     PASSING OF VOUCHER FOR PAYMENT 8     VALIDITY 9     POWER OF AMENDMENT 10  POWER OF INTERPRETATION 11  MISCELLANEOUS CHAPTER - 2 1     TECHNICAL DEPARTMENT DEALING WITH UNDERWRITING, REFUNDS, CO-                      INSURANCE, CALIMS, SURVEYS, SALVAGES ETC.     A     REINSURANCE     B     CREDIT INSURANCE     C     REFUNDS     D     SURVEY OF RESEARCH PROJECTS     E     COINSURANCE     F     CLAIMS     G     EXPENSES INCIDENTAL TO CLAIMS     H     DISPOSAL OF SALVAGE     I     EXPLANATORY NOTES 2          A  -     RURAL INSURANCE DEPARTMENT           B -    CROP INSURANCE DEPARTMENT 3     ESTATE AND ESTABLISHMENT DEPARTMENT 4     PERSONNEL DEPARTMENT 5     ACCOUNTS

MINISTRY OF ROAD TRANSPORT AND HIGHWAYS HINDI/ENGLISH (FEB 2022)   https://drive.google.com/file/d/1ddKma2DSA6LUmCFw-qE0fabxPpGy1xoR/view?usp=sharing DATE OF NOTIFICATION 25TH FEBRUARY 2022 BOTH HINDI AND ENGLISH VERSION NOTIFICATION NO G.S.R. 164 (E) CENTRAL GOVERNMENT MAKES THE RULES FURTHER TO AMEND THE  CENTRAL MOTOR VEHICLES RULE, 1989

CALRIFICATION ON STAFF GROUP MEDICAL POLICY UNITED 2023   https://drive.google.com/file/d/1W2sdO1nMZ81sRbKQdhrgTLTyniJSEewW/view?usp=sharing CALRIFICATION ON VARIOUS QUERRIES 1     MID TERM INCLUSION OF SPOUSES 2     MID TERM INCLUSION OF NEW BORN BABY 3     INCREASE OF SUM INSURED IMMEDIATELY NEXT                HIGHER SLAB 4     DECREASE IN SUM INSURED TO THE IMMEDIATELY           LOWER SLAB

MOTOR THIRD PARTY CLAIMS MANUAL 2019   https://drive.google.com/file/d/173OoHNxMMZS9cA-rOdqIcLrvZBkl-2nA/view?usp=sharing TABLES OF CONTENTS 1     LEGAL FRAME WORK 2     CLAIM PROCESSING PROCEDURE 3     TIMELINES IN MOTOR THIRD PARTY CLAIMS MANAGEMENT PROCESS 4     CLAIM PROVISIONING 5     INVESTIGATION 6     MANAGEMENT OF HIGH VALUE CASES 7     RECORD KEEPING  8     COMPROMISE OF MOTOR TP CASES 9     PAY AND RECOVER 10   EMPANELMENT AND PERFORMANCE APPRAISAL OF ADVOCATE /                                           INVESTIGATOR 11    FINANCIAL AUTHORITY 12    ADVOCATE / INVESTIGATOR FEE STRUCTURE 13   ANNEXTURES 14  IMPORTANT CIRCULARS 15   TABLE OF CASES                                                                                                                                                                                                                                                                                                                                                 

FIRE AND ENGINEERING CLAIMS MANUAL   https://drive.google.com/file/d/1WENBdlGcQygArMryjbFvURdomQ2xqhIy/view?usp=sharing TABLE OF CONTENTS 1     GENERAL GUIDELINES APPLICABLE FOR FIRE AND ENGINEERING CLAIMS 2     FIRE INSURANCE 3     LOP / CONSEQUENTIAL LOSS / BUSINESS INTERRUPTION 4     INDUSTRIAL ALL RISKS (IAR) 5     ENGINEERING INSURANCE 6     ANNEXURES

EMPLOYEES, DEVELOPMENT, OFFICER'S BENEFITS - S P CHOPRA   https://docs.google.com/presentation/d/1EWyPUS8tDy1ScwT4SybCFZBWETqZ8Pae/edit?usp=sharing&ouid=111521631597802488438&rtpof=true&sd=true CONTENTS OF SLIDS 1      CORE BENEFITS 2     STAGNATION INCREMENTS 3     DEARNESS ALLOWANCES 4     HOUSE RENT ALLOWANCES 5     CITY COMPENSATORY ALLOWANCES 6     FIXED PERSONAL ALLOWANCE 7     HILL STATION ALLOWNCES / KIT ALLOWANCES 8     ALLWANCES FOR TECHNICAL QUALIFICATION 9     FUNCTIONAL ALLOWANCE 10    NONE CORE BENEFITS 11     LEAVE ENCASHMENT DURING SERVICES 12     HOTEL CHARGES 13     DAILY HALTING ALLOWANCES 14     LEAVE TRAVEL SUBSIDY 15     TRANSFER BENEFITS FOR OFFICERS 16     COMPANY ACCOM / REVISED RENT LIMITS 17     TELEPHONE FACILITY 18     NEWSPAPER AND PERIODCALS 19     DOMICILIARY MEDICAL 20     MEDI CLAIM 21     GROUP PERSONAL ACCIDENT 22     HOUSEING LOAN 23     LOANS FROM PROVIDENT FUND 24     OTHER LOANS AND ADVANCES 25     TERMINAL BENEFITS 26     GI CDA

UNERWRITING MANNUAL - CONT. PLANT AND MACH. ELECT. EQUIP. AND MACH. BREAKDOWN INSURNACE   https://drive.google.com/file/d/1YMinUoTYA71kGrZVORKz0raPXna1xcdj/view?usp=sharing TYPE OF CONTENTS CONTRACTORS PLANT AND MACHINERY 1      SCOPE OF COVER 2     GENERAL PROVISIONS 3     UNDERWRINTING CONSIDERATIONS 4     RATES AND EXCESS 5     ENDORSEMENT WORDINGS 6     PROPOSAL FORM ELECTRONIC EQUIPMENT INSURANCE 1      SCOPE OF COVER 2    GENERAL PROVISIONS 3    UNDERWRINTING CONSIDERATIONS 4   BASIC RATES AND EXCESS 5     STFI AND EQ RATES 6     RATES FOR ADD ON COVERS 7    ENDORSEMENT WORDINGS 8    PROPOSAL FORM MACHINERY BREAKDOWN  INSURANCE 1     INTRODUCTION 2    GENERAL PROVISIONS 3    UNDERWRINTING CONSIDERATIONS 4    RATES  5    EXCESS 6    ADD ON COVERS 7    ENDORSEMENT WORDINGS 8    PROPOSAL FORM RISK ACCEPTANCE LIMIT

SHEEP AND GOAT INSURANCE POLICY PROPECTUS PROPOSAL AND CLAIM FORM   https://drive.google.com/file/d/1uX9DyGpLgqG1kOOt6AEddUt895O2Jiwg/view?usp=sharing CONTENTS OF PROPECTUS 1    SCOPE OF COVER 2     AGE GROUP 3     VALUATION AND SUM INSURED 4     PREMIUM RATES 5     GROUP DISCOUNT 6     MINIMUM PREMIUM 7     SHORT PERIOD RATES 8     INSURANCE COVERAE 9     COMMON EXCLUSIONS 10     SPECIFIC EXCLUSIONS 11     VETERINARY EXAMINATION 12     IDENTIFICATION OF ANIMALS 13      LOSS SETTLEMENT 14     CLAIM PROCEDURE 15      SALVAGE 16     TRANSFER OF INTEREST 17     MIGRATION OF SHEEP AND GOATS 18     STANDARD FORMS SHEEP AND GOAT INSURANCE POLICY ---BRIEF  SHEEP AND GOAT INSURANCE POLICY--- CONDITIONS BANK MORTGAGE CLAUSE SHEEP AND GOAT INSURANCE POLICY  ---ACCIDENT SHEEP AND GOAT INSURANCE POLICY------ CLAIM FORM SHEEP AND GOAT INSURANCE POLICY ---- BENEFITS SHEEP AND GOAT INSURANCE POLICY ------- PROPOSAL FORM

SHEEP AND GOAT INSURANCE POLICY (EXCLUSIONS) https://docs.google.com/document/d/1L0z0Ofduel3MpJlKLeocMVeD1mQmA-V8hdpSY4kJRzY/edit?usp=sharing EXCLUSIONS 1   MALICIOUS OR WILFUL INJURY OR NEGLECT 2     DISEASES CONTRACTED PRIOR TO COMMENCEMENT OF RISKS 3     TRANSPORT BY AIR AND SEA 4     THEFT AND CLANDESTINE SALE OF THE INSURED ANIMAL 5     CONSEQUENTIAL LOSS OF WHATSOEVER NATURE CONDITIONS